<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Legacy Advisors]]></title><description><![CDATA[Legacy Advisors specializes in sell-side insurance transactions to help insurance agency owners sell their businesses with confidence. ]]></description><link>https://www.legacy-advisors.com/insights</link><generator>RSS for Node</generator><lastBuildDate>Thu, 12 Mar 2026 14:30:00 GMT</lastBuildDate><atom:link href="https://www.legacy-advisors.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[How Insurance Agency Owners Should Think About Growth, Valuation, and Exit Strategy]]></title><description><![CDATA[How should insurance agency owners think about growth, valuation, and exit strategy? In this in-depth conversation, Legacy Advisors shares perspective on financial clarity, staffing, valuation drivers, and the decisions that shape long-term outcomes long before a sale is ever on the table.]]></description><link>https://www.legacy-advisors.com/post/insurance-agency-growth-valuation-exit-strategy</link><guid isPermaLink="false">697bc438c1bd63f2630033c3</guid><pubDate>Fri, 30 Jan 2026 03:02:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_6a18b4e0ef4b43fcadb788538d38f316~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Commercial vs. Personal Lines: What Drives Insurance Agency Valuation?]]></title><description><![CDATA[While commercial lines agencies can attract higher multiples, personal lines firms shouldn’t be underestimated. With the right fundamentals—like growth, leadership, and scale—a personal lines agency can outshine its commercial counterpart. In this post, we unpack what really drives insurance agency valuation and why it’s about more than just the line of business.]]></description><link>https://www.legacy-advisors.com/post/commercial-vs-personal-lines-what-drives-insurance-agency-valuation</link><guid isPermaLink="false">68829b5aa530b9570116ca27</guid><pubDate>Thu, 31 Jul 2025 13:55:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_1d67796106254d7ba98abad785226b4e~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[Choosing the Right Buyer for your Insurance Agency: Exploring Buyer Profiles ]]></title><description><![CDATA[Who will be the best fit to acquire your insurance agency? The landscape of potential buyers is diverse, ranging from large, established firms to smaller, more nimble partners. In this post, we'll delve into a comparative analysis of the distinct advantages each buyer profile can offer.]]></description><link>https://www.legacy-advisors.com/post/choosing-the-right-buyer-for-your-insurance-agency-exploring-buyer-profiles</link><guid isPermaLink="false">665e6eb962f7c58d68458f61</guid><category><![CDATA[Choosing a Buyer for Your Agency]]></category><pubDate>Fri, 25 Jul 2025 01:38:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_ba2f66e6a5f2438f858aaca4a795fd42~mv2.png/v1/fit/w_1000,h_990,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Want to increase the value of your insurance agency before you sell? Start here.]]></title><description><![CDATA[Want to unlock hidden value in your insurance agency? Buyers are actively seeking agencies with specific characteristics, and the good news is, you can start cultivating those traits now. We'll reveal three powerful actions you can take immediately – including picking up the pace of growth and eliminating unnecessary expenses – that will directly contribute to a higher sales price down the line.]]></description><link>https://www.legacy-advisors.com/post/3-ways-to-increase-your-insurance-agency-s-value</link><guid isPermaLink="false">653288fac88c3678949ce51a</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Thu, 24 Jul 2025 14:05:58 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_bd5b3ff6b87a41a2ae84c5dc42d13742~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Selling Your Insurance Agency: Cash vs. Equity]]></title><description><![CDATA[Should you only take cash when selling your insurance agency? Explore the powerful advantages of equity in acquisitions for maximizing your sale and future growth.  Discover why savvy agency owners are looking beyond just cash.]]></description><link>https://www.legacy-advisors.com/post/should-you-only-take-cash-when-selling-your-insurance-agency</link><guid isPermaLink="false">6841866ee4226906a2fb0073</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Thu, 05 Jun 2025 12:20:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_606a0d76f76741688fc5f03022ba5a2e~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[5 Ways to Make Money When You Sell Your Insurance Agency ]]></title><description><![CDATA[Many insurance agency owners don't realize that tare are typically 5 ways to make money after selling their business. ]]></description><link>https://www.legacy-advisors.com/post/5-ways-insurance-agency-owners-can-make-money-after-a-sale</link><guid isPermaLink="false">65a7f463263d802401f1456e</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Tue, 13 May 2025 15:25:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_26e53eea182a4713b38712d7d98c46d7~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Understanding Earn-Outs in Insurance Agency Acquisitions]]></title><description><![CDATA[Understand earn-outs in insurance agency acquisitions. Learn how these agreements work and if they fit your exit strategy.]]></description><link>https://www.legacy-advisors.com/post/earnouts-insurance-agency-acquisitions</link><guid isPermaLink="false">68234e5ccc1ea2a7d0fc7dbc</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Tue, 13 May 2025 14:15:14 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_8dfb353c9c0d487aba92def8a9f4bc71~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[Insurance Agency Valuation: Why Multiples Can Be Misleading]]></title><description><![CDATA[Jane sold at an 8x multiple, while Joe boasted a 12x. At first glance, Joe seems to have come out on top. But what if we told you Jane actually pocketed millions more? The secret lies beyond the multiple – in the often-overlooked power of business profitability, measured significantly by EBITDA. This post will unpack why focusing solely on multiples can be a costly mistake for insurance agency owners.]]></description><link>https://www.legacy-advisors.com/post/insurance-agency-valuation-multiples</link><guid isPermaLink="false">65f04c0f3f49e64c38fa8f53</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Tue, 13 May 2025 12:38:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_604550c20f5b44d286026379302dbcc6~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Avoid the First Offer Trap: Selling your Insurance Agency]]></title><description><![CDATA[Selling your insurance agency? Your first offer might not reflect your true value. Learn how one owner got 26% more—with the same buyer.]]></description><link>https://www.legacy-advisors.com/post/thinking-about-selling-your-insurance-agency-don-t-jump-at-the-first-offer</link><guid isPermaLink="false">68224e0f345cfad741441011</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Mon, 12 May 2025 19:59:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_aaffa0b36d994d87823dd01234a9de86~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[Should I Sell My Insurance Agency? ]]></title><description><![CDATA[Most agency owners we meet have hesitations about selling their business and for good reason. Asking the right questions and learning more a]]></description><link>https://www.legacy-advisors.com/post/is-selling-your-insurance-agency-right-for-you</link><guid isPermaLink="false">654ce76df9e1301f7b61b7eb</guid><category><![CDATA[Selling your agency? Start here.]]></category><pubDate>Thu, 24 Apr 2025 13:24:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_1e8b7cac29034bc485a41811b3a2b64d~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Multiples vs. Margins: What REALLY Matters when I sell my insurance agency?]]></title><description><![CDATA[Multiples vs. margins: What truly impacts your insurance agency's sale? Learn why focusing on profit margins, not just multiples, can lead to a significantly higher payout.]]></description><link>https://www.legacy-advisors.com/post/multiples-vs-margins-what-really-matters</link><guid isPermaLink="false">67feacc680d4bf7d67776b90</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Tue, 15 Apr 2025 19:09:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_1857fd88b4a74f4eaadae62d3c990ff6~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[Thinking About Selling Your Insurance Agency? Here Are 3 Wins You Need to Get Right]]></title><description><![CDATA[Selling your insurance agency is a big deal. It’s not just about cashing out—it’s about protecting what you’ve built and setting yourself...]]></description><link>https://www.legacy-advisors.com/post/3-must-have-wins-before-selling-your-insurance-agency</link><guid isPermaLink="false">67f29402b62b988f55a020e9</guid><category><![CDATA[Selling your agency? Start here.]]></category><pubDate>Sun, 06 Apr 2025 14:56:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_b0b14bd646e549e991edbbc4fd774eee~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[Decoding the Multiple: Why Comparing Agency Sale Numbers Can Mislead You]]></title><description><![CDATA[Thinking about selling your insurance agency? Hearing about crazy high sale multiples? Don't fall for the trap of direct comparison! This video explains why your agency's potential multiple is unique and why focusing on your profit margin is the smarter move for a successful exit.]]></description><link>https://www.legacy-advisors.com/post/insurance-agency-multiple-comparison</link><guid isPermaLink="false">680b9e92a7f600e89973acdc</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Wed, 11 Dec 2024 15:50:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_174b345d6d554a3e89f670fa70811b25~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Naimoli</dc:creator></item><item><title><![CDATA[The Vocabulary of a Deal: What is a Pro Forma?]]></title><description><![CDATA[In the world of insurance agency M&#38;A, the term "pro forma" holds significant weight. But what is a pro forma, and how is it used? ]]></description><link>https://www.legacy-advisors.com/post/the-vocabulary-of-a-deal-what-is-a-pro-forma</link><guid isPermaLink="false">6646057fed4e5a6f73ce1476</guid><category><![CDATA[Selling your agency? Start here.]]></category><pubDate>Sat, 16 Nov 2024 14:20:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_f079a1fc0ffa4eedaa170b2d17cde55a~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[De-Risking Your Insurance Agency Sale: Essential considerations for a smooth transaction]]></title><description><![CDATA[How to de-risk when selling your insurance agency In this post we will discuss how to de-risk your insurance agency sale and protect...]]></description><link>https://www.legacy-advisors.com/post/de-risk-insurance-agency-sale</link><guid isPermaLink="false">66f4180a7d16af682d63b457</guid><category><![CDATA[Selling your agency? Start here.]]></category><pubDate>Wed, 25 Sep 2024 14:39:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_4696ddf5ecdf41579c5c1047a2966b86~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Discover Your Options for Exiting Your Insurance Agency]]></title><description><![CDATA[Every insurance agency owner has a different strategy and timeline in mind when it comes to their insurance agency exit. Whether you plan...]]></description><link>https://www.legacy-advisors.com/post/discover-your-options-for-exiting-your-insurance-agency</link><guid isPermaLink="false">66e891adf98dcc7c2913555b</guid><category><![CDATA[Selling your agency? Start here.]]></category><pubDate>Mon, 16 Sep 2024 20:45:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_143cfea58a7d4f62a0b3ccdefd15b221~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[5 Reasons Why Buyers Want Your Insurance Agency]]></title><description><![CDATA[Why buyers want your insurance agency You’re an insurance agency owner looking to sell your business. On the other end of the...]]></description><link>https://www.legacy-advisors.com/post/5-reasons-why-buyers-want-your-insurance-agency</link><guid isPermaLink="false">66734c75d70c7b9cc3d82409</guid><category><![CDATA[Choosing a Buyer for Your Agency]]></category><pubDate>Wed, 19 Jun 2024 21:37:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_4ba0c7af96124c5d837ae196252358fb~mv2.jpg/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[#2 Stock: 5 ways insurance agency owners can make money after a sale]]></title><description><![CDATA[Stock offers unique advantages over upfront cash when selling your insurance agency. ]]></description><link>https://www.legacy-advisors.com/post/2-stock-5-ways-insurance-agency-owners-can-make-money-after-a-sale</link><guid isPermaLink="false">65cfc3eb896132db9eb71e04</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Sat, 11 May 2024 19:31:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_dd80869b37e3416a84d665591183beb0~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Selling your Insurance Agency: Your Top Questions Answered]]></title><description><![CDATA[In this session, Legacy Advisors partners address the top questions insurance agency owners have when selling their businesses. ]]></description><link>https://www.legacy-advisors.com/post/selling-your-insurance-agency-your-top-questions-answered</link><guid isPermaLink="false">6616b49f6426cd4629683069</guid><category><![CDATA[Selling your agency? Start here.]]></category><pubDate>Wed, 10 Apr 2024 16:29:49 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/75700e_ea39277b81de40baa9c73b4bd3ee9102~mv2.png/v1/fit/w_1000,h_806,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Legacy Advisors</dc:creator></item><item><title><![CDATA[Winning Strategies to Increase the Value of your Insurance Agency]]></title><description><![CDATA[These simple strategies can increase the value of your insurance agency when you go to sell your business. ]]></description><link>https://www.legacy-advisors.com/post/increase-the-value-of-my-insurance-agency</link><guid isPermaLink="false">65f86c1b4498fb358880b50a</guid><category><![CDATA[What is my insurance agency worth?]]></category><pubDate>Mon, 18 Mar 2024 16:53:05 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=OzYUAHCLUDk" length="0" type="video"/><dc:creator>Legacy Advisors</dc:creator></item></channel></rss>